Wells fargo active cash card reddit.

Wells Fargo Active Cash Card Review: 2% Cash Back With a Bonus - NerdWallet. 5.0. NerdWallet rating. The bottom line: When it comes to flat-rate cash …

Wells fargo active cash card reddit. Things To Know About Wells fargo active cash card reddit.

Based on identical spending inputs, you'll earn $219.84 cash back per year with Chase Freedom Flex and $240.00 with Wells Fargo Active Cash Card. For context, the average annual rewards payout from the cashback credit cards in the investor.com database is $181.73. The annual rewards payout assumes you charge $1,000 each month spread across ...Just in time for Christmas I got approved for the WF Active Cash Card. I got a $9500 credit limit, 0% interest for the first 15 months among other benefits. In 2014 my credit score was in the high 400s after I destroyed it getting loans that I was consequently unable to pay off and that I left go into collections.Wells Fargo Reflect® Card vs. Citi® Double Cash Card. The Citi® Double Cash Card offers a 0% intro APR on balance transfers for 18 months. After that, the standard variable APR will be 19.24% ...Jules-Pierre_Mao • 2 yr. ago. You should keep the WF Visa Signature as that gives you a 50% points boost towards Go Far redemptions for airfare. Also, if you PC into the WF Active Cash you'll lose out on the SUB. If I were you, I'd just apply directly for the WF Active Cash. Between the WF Active Cash and the WF Visa Signature, you'd get 3% ...

As for the Capital One SavorOne card, you'll receive a $200 cash bonus after spending $1,000 on purchases in the first three months. The Capital One SavorOne card has a much lower spending threshold but Wells Fargo offers a higher bonus. If you can spend more than the $1,500 required for the Wells Fargo Autograph card in three months, then ...Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). ...

If you already have the Wells Fargo Active Cash Card you can request a balance transfer by signing on to Wells Fargo Online. Then select Request Balance Transfer under Account Management to view available offers. You may also call 1-800-642-4720. To learn more, please visit Wells Fargo Balance Transfers.

All of their intro offers have run their course & they carry a 19.99% - 25.24% apr, is the reason I was in the market for the WFAC. I have a $0 balance on 3 of them & a $515 balance on the 4th (which puts my credit utilization@1%). The newest of the cards is 16 months old and the next is 25 months so I have 1 hard inquiry in the past 2yrs.March 2022 - Susan G. Komen Bank of America Customized Cash Rewards . July 2022 - Wells Fargo Active Cash card . The balances on my credit cards total about $12,200. But total balances will go up roughly another $2,300 once two other credit card accounts report statement balances within the next few days.Approved with not amazing Credit. Credit Karma Member. Approval chance was listed as Fair on CreditKarma, NerdWallet had me 9 points over the 690 low recommended score at 699. I was approved with a $10,000 dollar limit, I make 80k a year and had a Bankruptcy about 6 years ago. Main intent is for balance transfer of some pretty high APR cards I ...The Wells Fargo Active Cash Card earns 2% cash rewards on purchases and charges no annual fee. It also offers a welcome bonus: a $200 cash rewards bonus after spending $500 in purchases in the ...

Wells Fargo Active Cash® Card Wells Fargo Reflect® Card; 30,000 bonus points when you spend $1,500 in purchases in the first 3 months ($300 cash redemption value) $200 cash rewards bonus after spending $500 within the first three months of account opening. No welcome bonus. No annual fee.

The 2% cash back category is pretty flooded imo with options like the SoFi master card, Paypal card, Double Cash, Active Cash, Bread, etc all offering a 2% card. The Double Cash does have access to Citi's ecosystem though so there is options to trade points for miles which offer greater value and there is also the Rewards+ card which lets you ...

When will wells fargo active cash $200 bonus arrive? I met the $1000 spend requirement within 1 mo and still haven't received my sign on bonus for the past two weeks. Open a new Chase account two weeks ago and their bonus already hit my bank account. How long do you need to wait for your wells fargo sign on bonus to arrive?I opened a checking account with Wells Fargo to get the $325 bonus. But the advantage of having the account is being able to redeem my rewards to the account to make it cash. And not being limited to statement credits. Because both the credit card accounts are 0% intro APR, the effect is to essentially extend how much I can borrow at a 0% ...Note, to enroll, you will need your Wells Fargo Active Cash Credit Card with new account number. If you are enrolled in Wells Fargo Online and don’t see your credit card account online, simply sign on to Wells Fargo Online and go to Add Account. If you do not see your credit card account in the Add Account dropdown list, please call 1-800-956-4442. ...Wells Fargo Active Cash® Card. Wells Fargo. Active Cash. Card. New Offer! Earn a $200 cash rewards bonus when you spend $1,000 $500 in purchases in the first 3 months1. Plus, earn unlimited. 2% cash rewards on purchases 2.Wells Fargo Active Cash ® Card. New Offer! Earn a $200 cash rewards bonus when you spend old price $1,000 new price $500 in purchases in the first 3 months 1. Plus, earn unlimited 2% cash rewards on purchases 2. $0 Annual Fee. Important Credit Terms. Apply now. Meet our best cash back credit card ever!The Wells Fargo Active Cash credit card is a popular option, with no annual fee. Here's what you should know about this card's overall fees and the Wells Fargo ...Savor One offers 3% on groceries. Authograph has no grocery multiplier (advantage: Savor One) Autograph offers 3% on all things travel and transit. Savor One has no travel multiplier (advantage: Autograph) Autograph offers 3% on cell phone plans and cell phone insurance. Savor one does not have a cell phone plan multiplier but does (I think ...

With the Autograph card, Wells Fargo doesn’t play these games. Points can be redeemed for cash by phone or online in 2,500-point increments for a $25. ... Consider the Wells Fargo Active Cash ...Emergency Cash Disbursement and Card Replacement. Auto Rental Collision Damage Waiver. Travel and Emergency Assistance Services. Roadside Dispatch ®. Visa Signature ® Concierge Services. Visa Signature ® Luxury Hotel Collection. Additional Terms. Your Guide to Benefits describes the benefits in effect as of 09/01/2022.Cellular Telephone Protection can reimburse an eligible Wells Fargo Consumer Credit Card cardholder for damage to, theft of, or involuntary and accidental parting of your cell phone. It is limited to the repair or replacement of your original cell phone, less a $25 deductible with a maximum benefit limit of $600 per claim and $1,200 per 12 ...The Wells Fargo Active Cash® Card is as straightforward as credit cards come: Customers earn an impressive 2% cash-back rate on all purchases without having to jump through hoops....I have a few other cash back cards, my main one is Citi® Double Cash Credit Card. Wells Fargo Active Cash Visa® Card 2% cash back on everything Citi Custom Cash Card 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter - Is this only for 1 category?

Wells Fargo is now allowing some cardholders to product change online (click view more services when logged in on a desktop). Not all cards have this option, but it seems card that are similar to the new 'Active Cash' card can be changed into that card. I suspect similar options will be added when the other new Wells Fargo cards are added and the current line up is discontinued.

Altitude Reserve gets nerfed. While often overlooked, the U.S. Bank Altitude™ Reserve Visa Infinite® Card card is actually a really interesting card. Cardholders can earn 3X points per dollar ...WF active cash makes more sense for the $200 SUB and cell phone protection. Citi DC might be a better option for those that already have Citi accounts. Yeah the Virtual Card is def. a plus citi bank but not sure how reliable they are with the new system. That's it.The Active Cash Card has been awarded accolades by Money.com, Nerdwallet, Wallethub, and The Ascent, a Motley Fool service including, Best for Flat-Rate Rewards, Best …The Wells Fargo Active Cash credit card is a popular option, with no annual fee. Here's what you should know about this card's overall fees and the Wells Fargo ...Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs. Wells Fargo Active Cash Card Approval - Data Point. Last application I promise. Figured why not just get a catch all cash back card for anything that doesn't fit neatly into BPC or Savor and get 2% back. Just got approved at Wells Fargo for $20,000. This is the third card I've opened in 24 hours. Amex BCP: $10,000.

Wells Fargo Business Elite Signature Card. Finder Rating: 4.3 / 5: ★★★★★. Up to 1.5% cash back. $0 intro annual fee for the first year ($125 thereafter) 10.99% variable. Earn a one-time $1,000 cash back bonus or 100,000 bonus points when you spend $15,000 in the first 3 months of account open date. View details.

Upgraded my old Wells Fargo secured card ($600 limit) to the Active cash. Big mistake, not only I didn’t get the sub but I’ve called 4 times in two years and they never raised my credit limit by more than a few hundreds dollars. So I’m still at a $1500 limit… 760 FICO, 120K a year. Approved for Wells Fargo autograph 6 months ago with ...

Wells Fargo Active Cash® Card. The Wells Fargo Active Cash® Card offers a similar benefits spread of all no-annual-fee cards. As for the Active Cash's welcome bonus, you can earn a $200 cash ...For 2% flat general purchases, I currently have the Fidelity Rewards Visa to deposit into a cash management account, but the Wells Fargo Active Cash can give me a bonus rate redeeming for gift cards (I shop enough that I can find something to use for myself or others).The Wells Fargo Autograph is one of the best cards...for someone who does not already have a lot of categories covered. It earns 3% on restaurants, 3% on travel, 3% on gas, 3% on transit, 3% on streaming, and 3% on phone plans. In addition to offering 3% on phone plans, it provides cell phone protection.Mobile carrier's message and data rates may apply. See Wells Fargo's Online Access Agreement for more information. Deposit products offered by Wells Fargo Bank, N.A. Member FDIC. QSR-0423-02868. LRC-0323. Find answers to frequently asked questions about your available balance, account history, legal order processing and more.Maria Adams, Credit Cards Moderator. The Wells Fargo credit card approval odds are best for people who have at least good credit (a credit score of 700+). Just keep in mind that the higher an applicant's credit score is, the higher their approval odds are likely to be. However, your approval odds will be influenced by several other factors ...Wells Fargo Active Cash: 0% intro APR for purchases and qualifying balance transfers for 15 months from account opening (then 20.24, 25.24%, or 29.99% variable)Wells Fargo is so conservative with credit. Maybe it has to do with the government keeping an eye on them. Anyway, I got the Propel last year and they started me at $1500. So far I've managed to get it to $4500. Wells seems to love $1500 increments. I applied for the Active Cash the day it was released and I got a $3000 limit.Blockfi 1.5% Bitcoin cash back or the Coinbase 4% back in XLM or GRT, 1% on Bitcoin or Ethereum are a great credit + debit combo. Venmo also has a neat crypto cash back card with 3%, 2% and 1% where they use your highest and second highest spend in 3% and 2% categories automatically. There's no spend cap on 3% and 2% categories either.

The Active Cash offers a $200 cash rewards bonus after spending $500 in purchases within the first three months. That’s approximately $167 in spending per month. To earn the bonus, consider ...6 Aug 2023 ... As an active reddit user, this post has the top cards recommended by Redditors ... Wells Fargo · Autograph · Bilt Rewards · Active Cash · PenFed.Sep 6, 2023 · The Wells Fargo Active Cash card offers an introductory APR: 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20.24%, 25.24%, or 29.99% ... Instagram:https://instagram. testdirectlyhoodoo stingray 130shouses for sale in lewistown mtbelle vernon football schedule I have had a Wells Fargo Active Cash for years. opened 2015 as a college card with a $1K limit and maxed it out for the better part of 5 years with 1 late payment in 2016, upgraded to Active Cash in 05/2022 with $1300 limit, increased the limit to $2K yesterday, able to upgrade to Autograph card. Flat rate 2% cash back on everything.A Wells Fargo account opened in Georgia has the routing number 061000227. Wire transfers do not use the location-based routing number. Instead, domestic wire transfers use 121000248 and international wire transfers use WFBIUS6S. water vein arkincognito holsters I decided to PC Active Cash (my oldest acct., originally WF Platinum card) to Autograph, and then PC my Cash Back Visa Signature to Active Cash. I'll likely go for BofA Premium Rewards or Travel Rewards down the line and have that be my flat 2+% cash back baseline, so Autograph was more important to keep as the long-term card than Active Cash.Approved for Wells Fargo Active Cash with insane CL. Data Point. I checked my mail today and saw an invitation from Wells Fargo that I'm pre-selected to their new credit card which is Active Cash. It's been 5 years since the last time I applied for a new card. I was tempted because it is 2% unlimited cash back + $200 SUB and 15 months 0% APR ... port huron mexican food 25 Feb 2021 ... Best Cash Back Cards · Best Student Cards · See All Best Of Pages. Card ... Analysts at Wells Fargo see more upside for gambling stocks. Wayne ...Ok I just looked at my credit report through credit karma. My credit report also shows a score of 787. 0 derogatory marks. But its showing an overall 1% credit usage across my Discover IT and Amex Gold. 1 Hard Inquiry. Unfortunately, its showing my approval chances for Wells Fargo Active Cash is poor.If you already have the Wells Fargo Active Cash Card you can request a balance transfer by signing on to Wells Fargo Online. Then select Request Balance Transfer under Account Management to view available offers. You may also call 1-800-642-4720. To learn more, please visit Wells Fargo Balance Transfers.